LOAN RATES

Home Equity.

Amount = Not to exceed $100,000
Rate = Currently 6.25%
Max. Term = 15 years
Remarks = Currently available to NJ residents only.

Signature.

Amount = $500 - $2,000
Rate = 12.00%**
Max. Term = 24 months
Remarks = No security required.

Signature.

Amount = $2,001 - $10,000
Rate = 10.00% **
Max. Term = 60 months
Remarks = No security required.*

New & Used Vehicle.

5.75% for 48 months **
6.25% for 60 months **
6.50% for 72 months **
Remarks = 100% of sale price / 100% of retail.

 

TO APPLY.

Complete an application form, fill it out COMPLETELY, and attach a copy of a recent pay stub or W-2.  Click here to download an application.  Applications can also be obtained from the credit union office.  Please contact Pat (856-339-5099) for an application form or to find out about any ongoing loan specials.

Loan Calculator


* Refinanced loans must be 50% paid in order to qualify for this rate.
** APR

 

 

NEFCU services

Your NEFCU offers members a wide range of financial services.

Direct Deposit and Payroll Deduction
Christmas Club Savings Accounts
Free Checking
Stamps
Savings Accounts
VISA Gift Cards
24 hour - 7 day Telephone Account Access
Many Loans to Meet Your Financial Needs
Lunch Money Program
Debit Cards
Deposit Box in the Security Center
Toll Free Number 1-866-339-5099